Blockchain & Financial Solutions in Anticipatory Action
Transforming humanitarian response through transparent, secure, and automated blockchain-based systems that enhance Cash and Voucher Assistance delivery.
Blockchain technology offers a transformative approach to anticipatory action by enhancing transparency, security, and efficiency, particularly in Cash-Based Interventions (CBI) or Cash and Voucher Assistance (CVA). As a distributed ledger technology where data, once entered, is immutable and shared among all users, blockchain provides the foundation for trustworthy humanitarian response systems.
Anticipatory action leverages blockchain's inherent immutability and transparency to create proactive disaster response strategies focused on prediction, prevention, and preparedness to protect lives and livelihoods while reducing disaster impacts through pre-agreed triggers, activities, and financing.
How Blockchain Enhances Anticipatory Action
Every transaction is visible to all participants, creating a tamper-proof audit trail that enhances accountability and reduces fraud risk.
Automated processes eliminate intermediaries, cutting reporting time from weeks to less than 24 hours while reducing administrative costs.
Strong cryptography and decentralized networks create fraud-proof transactions with multi-signature trigger mechanisms for added security.
Smart contracts execute predetermined actions when forecasts meet specific thresholds, enabling instant response to disasters.
Cash and Voucher Assistance (CVA) Enhancement
Cash and Voucher Assistance is recognized as an effective early action, providing flexibility and dignity to beneficiaries. Blockchain technology significantly enhances CVA implementation in anticipatory action programs.
Digital Token Distribution
Blockchain-based tokens are automatically transferred to beneficiaries when triggers activate, ensuring rapid aid delivery.
Mobile & QR Integration
Beneficiaries can receive tokens via smartphone apps or QR cards, making the system accessible even without smartphones.
Vendor Redemption
Local vendors use mobile apps to accept tokens, which can then be exchanged for fiat currency through integrated financial service providers.
Multi-channel Communication
SMS/IVR systems ensure beneficiaries receive timely information about funds and assistance programs.
Rahat, meaning "relief" in Nepali, is an open-source, transparent, and decentralized financial access platform built on blockchain. Its primary goal is to enhance the resilience and financial inclusion of vulnerable communities facing climate shocks by facilitating seamless cash transfers through local vendors.
Trigger Management
Predefined triggers linked with forecasting data sources, securely stored on blockchain for immutable auditing.
Fund Management
Streamlined allocation and distribution of cash or in-kind assistance directly through the Rahat dashboard.
Offline Functionality
Mobile applications work offline in remote areas, automatically syncing data when connectivity is restored.
Modern Tech Stack
Built with Node.js, Next.js, PostgreSQL, Redis, and EVM/Stellar blockchain integration with smart contracts.
Trigger Activation
Weather oracles detect events like flooding or hurricanes
Smart Contract Execution
Automated payments triggered to beneficiaries' digital wallets
Token Distribution
Digital tokens sent with SMS/IVR notifications
Local Redemption
Beneficiaries redeem tokens at local vendors using OTP
Proven Results in Practice
Time to deliver early warning alerts after trigger activation
Complete aid disbursement for 774 households
Reporting time reduced from weeks
Transparent and auditable transactions
Proactive Resilience Building
Moves from reactive to forward-looking disaster response, building community resilience
Inclusive Approach
Multi-channel communication and multi-modality aid for banked/unbanked beneficiaries
Enhanced Accountability
Real-time reporting and transparent tracking improve operational efficiency
Automated Early Actions
Facilitates automated alerts and aid disbursement with enhanced speed and transparency
Resource Optimization
Ensures effective resource utilization with risk mitigation and transparent actions
Financial Inclusion
Bridges the opportunity divide through digital financial services capacity building
Transform Your Humanitarian Response
Discover how blockchain technology and the Rahat platform can revolutionize your anticipatory action programs with transparent, secure, and automated financial assistance delivery.