GSMA Innovation Fund 202412 min read

Anticipatory Humanitarian Action Project 2024

Leveraging Rahat's blockchain platform for enhanced anticipatory action in Nepal's flood-prone districts, funded by GSMA Innovation Fund and UK Foreign, Commonwealth & Development Office.

Rahat GSMA Partnership

Project Overview

This project involved Rahat as a grantee of the GSMA Innovation Fund for Anticipatory Humanitarian Action 2024, with funding from the UK Foreign, Commonwealth & Development Office. The initiative was a collaborative effort among Rahat, GSMA, and Danish Red Cross, focusing on two flood-prone districts in Nepal's Terai region.

Rahat developed and piloted a multi-signature-based anticipatory action (AA) module within an existing Cash and Voucher Assistance (CVA) platform, designed to facilitate timely Early Warning communications and efficient cash distribution to households in disaster-prone areas.

The project concentrated on Kanchanpur District (Laljhadi Rural Municipality and Punarbas Municipality) and Kailali District (Janaki Rural Municipality and Tikapur Municipality).

Key Objectives

Strengthening Anticipatory Cash Assistance

Enhanced support for vulnerable groups through proactive cash distribution mechanisms.

Enhanced Early Warning Communication

Digital solutions including SMS and IVR for timely disaster alerts.

Improving Transparency & Monitoring

Real-time accountability through blockchain-based tracking systems.

Increasing Financial Inclusion

Building digital literacy and financial access among beneficiaries.

Scaling Anticipatory Action

Institutionalizing anticipatory action mechanisms for broader impact.

Solution & Implementation

1

Multi-Signature Triggers

Blockchain security requiring multiple party approval, using forecast data from DHM and GLOFAS to activate readiness and release anticipatory action funds.

2

Enhanced Early Warning Communication

Digital solutions using SMS, IVR, and voice messaging through providers like Prabhu SMS and Voxcrow, with localized multilingual communication in Nepali and Tharu.

3

Streamlined Cash Distribution

Blockchain-based digital tokens enabling beneficiaries to redeem via SMS or QR codes, supporting both banked and unbanked populations through Namaste Pay and traditional banks.

4

Digital Financial Literacy

Community education programs on wallet usage, fraud prevention, and cash withdrawal procedures to improve digital financial service understanding.

Impact & Results

The project demonstrated significant positive outcomes across multiple metrics, showcasing the effectiveness of blockchain-based anticipatory action in humanitarian response.

33,000+

Lives Positively Impacted

43,000+

EWS Messages Sent

98.3%

Found EWS Helpful

5,400+

Direct Platform Users

Key Achievements

  • Information sent to beneficiaries within 1-2 hours after trigger activation
  • 98% of beneficiaries took proactive flood preparation steps
  • 30 community DFL sessions reaching 800+ community members
  • 80% of Namaste Pay users reported reduced aid delivery delays
  • 95% of bank transfer recipients appreciated process timeliness

Lessons Learned

Early Warning Systems Effectiveness

  • IVR proved more effective than SMS for populations with lower literacy levels
  • Localized multilingual communication (Nepali and Tharu) vital for inclusivity
  • EWS communications highly valued by beneficiaries for proactive decision-making

Cash Assistance Insights

  • Mobile money (Namaste Pay) and bank transfers largely effective for cash delivery
  • Challenges included low digital literacy and KYC compliance issues
  • Mobile network limitations in rural areas affected accessibility

Digital Financial Literacy

  • 97% of DFL session participants felt more prepared after training
  • Content on wallet usage and fraud prevention particularly valued
  • Language barriers and insufficient hands-on practice limited some comprehension
Project Facts
Project Duration
2024
Location
Nepal (Kanchanpur & Kailali)
Beneficiaries
33,000+ Lives Impacted
Funding
GSMA Innovation Fund
Partners
GSMA, Danish Red Cross
Key Metrics
EWS Effectiveness98.3%
Proactive Preparation98%
Response Time1-2 Hours
DFL Training Success97%
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